How is 'glass breakage' classified under the automobile policy?

Under an automobile policy, 'glass breakage' is classified as covered under other-than-collision coverage. This is because most automobile insurance policies include coverage for damage to glass resulting from non-collision incidents, such as rocks or debris striking the windshield. This type of coverage allows for repairs or replacement of the glass without the need for a collision event to trigger the insurance claim, making it easier for policyholders to address issues of glass damage.

In many instances, insurers recognize that glass damage can occur independently of vehicle collisions, leading them to classify this type of coverage separately from collision coverage, which generally protects against damage that occurs due to accidents with other vehicles or objects. This distinction is crucial for policyholders, as it ensures that they have specific coverage in place for a common type of damage, enhancing their overall protection and convenience.