If the temporary transportation expense is exceeded, what entity is responsible for the additional costs?

The correct choice identifies the claimant as responsible for additional costs that exceed the temporary transportation expense limit. This is rooted in the principles of how insurance coverage and claims work in most policies, which typically set limits on certain types of expenses, including temporary transportation.

When a claimant incurs costs related to temporary transportation due to an incident covered under an insurance policy, the insurer will typically cover these costs only up to a predetermined limit. If the actual expenses surpass this limit, the excess costs fall on the claimant. This means that the claimant needs to be aware of their policy limits and assume responsibility for any charges beyond those limits, as the insurance company is not obligated to cover expenses over what is outlined in the policy.

Recognizing this helps claimants make informed decisions about their transportation needs following an incident, ensuring they remain within their coverage limits and understand their potential out-of-pocket expenses.