What does the Personal Injury Protection (PIP) minimum coverage amount for all persons involved in a single accident include?

The minimum coverage amount for Personal Injury Protection (PIP) in Delaware is $30,000 for all persons involved in a single accident. This coverage is designed to help pay for medical expenses, lost wages, and other related expenses incurred by individuals injured in an automobile accident, regardless of who was at fault. Having a minimum coverage amount established ensures that there is a baseline level of protection for everyone involved, which is crucial in facilitating timely medical care and financial support following an accident.

While other amounts might represent higher coverage options that provide more extensive financial support, the $30,000 minimum is critical for compliance with state law and also serves as a safety net for drivers and passengers. It is important for policyholders to know this minimum requirement to ensure they carry sufficient coverage to protect themselves and others in case of an accident.