What is covered by Symbol 4 in Commercial Auto Insurance?

Symbol 4 in Commercial Auto Insurance encompasses liability coverage for owned autos that are not classified as private passenger vehicles. This typically includes trucks, vans, and other types of vehicles that a business owns and uses for its operations, paying particular attention to their application in commercial contexts.

This symbol is crucial for businesses that operate a fleet of vehicles for a variety of purposes beyond transporting passengers, such as delivery or service calls. It ensures that the business is protected against liabilities arising from the operation of these vehicles, which can be fundamentally different from those associated with private passenger vehicles.

In contrast, the other options either pertain to specific vehicle categories that are not included under Symbol 4 or describe uses that would require different symbols or types of coverage altogether. Thus, understanding the scope of each symbol in a Commercial Auto policy allows businesses to ensure they have the appropriate coverage tailored to their needs.