What is NOT excluded under Part A of the Personal Auto Policy?

Under Part A of the Personal Auto Policy, liability coverage is designed to pay for damages to others for bodily injury or property damage that the insured becomes legally responsible for due to the use of their vehicle. Among the options provided, accidental injuries caused by the insured are not excluded as they are considered under the coverage provisions.

The coverage encompasses situations where an insured driver inadvertently causes injury while using their vehicle. This aligns with the intent of the policy to protect the insured from liabilities incurred through their use of the vehicle. As such, the policy provides a safety net for accidental injuries that occur during the insured's operation of the vehicle.

In contrast, scenarios such as nonpermissive use, where a vehicle is used without permission, and damage to property in custody of the insured are typically excluded under the policy's terms. Additionally, business use of commercial trucks would generally fall outside the personal auto policy's scope, further distinguishing these exclusions from situations involving accidental injuries caused by the insured.