What is the minimum coverage for property damage in an accident?

In Delaware, the minimum coverage required for property damage liability in an automobile accident is $10,000. This means that if you are responsible for damaging someone else's property in an accident, your insurance must be able to cover up to that amount. This level of coverage serves to ensure that victims of accidents have at least some financial recourse for the damages they sustain, promoting responsibility among drivers. The figures for minimum coverage are determined by state law and can vary from one jurisdiction to another, but in this case, $10,000 is the benchmark set by Delaware regulations for property damage liability.

Knowing the correct minimum amount is crucial for compliance with the law and serves to protect both the driver and the property owner involved in an accident. Understanding state requirements regarding minimum coverage is integral for adjusters, as this helps them evaluate claims accurately and ensure that they are adhering to legal regulations.