What is the minimum required Personal Injury Protection (PIP) coverage for one person?

The minimum required Personal Injury Protection (PIP) coverage for one person in Delaware is established at $15,000. This coverage is designed to cover medical expenses and, to some extent, other related costs for individuals injured in an automobile accident, regardless of fault. PIP is a crucial component of car insurance policies in Delaware, as it ensures that injured parties have immediate access to necessary medical and rehabilitation expenses.

In this context, it is important to understand the role of PIP in safeguarding individuals' financial responsibilities that arise from injuries sustained in accidents. The Delaware law mandates this minimum to promote the prompt payment of medical expenses and to reduce the burden on the healthcare system and other resources by ensuring affected individuals can receive timely care.

While higher coverage amounts may be beneficial for more extensive needs, the statutory requirement for a minimum of $15,000 ensures that every driver has at least a basic safety net to cover their medical expenses in the event of an accident.