What is the primary coverage scope of Symbol 8?

Study for the Delaware Casualty Adjuster Exam. Utilize practice questions, detailed hints, and comprehensive explanations. Get prepared to ace your exam!

The primary coverage scope of Symbol 8 pertains to "coverage for hired autos only." This symbol specifically provides liability coverage for vehicles that the insured entity has hired or borrowed but does not include vehicles that the insured owns. In commercial auto insurance, Symbol 8 is critical because it addresses the liability associated with vehicles used for business purposes that the insured does not own but operates.

Option A, which refers to owned autos, covers vehicles that are owned by the insured, typically indicated by Symbol 1. Option C, concerning medical payments for passengers, would refer to coverage that applies to injured passengers in vehicles but does not reflect the focus of Symbol 8. Lastly, option D, which mentions liability for all commercial vehicles, would suggest a broader scope of coverage than what Symbol 8 encompasses, as Symbol 8 is limited to hired or borrowed vehicles specifically. Understanding these distinctions is essential for accurately interpreting the coverage limits and responsibilities outlined in commercial auto insurance policies.

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