What is the purpose of Commercial Auto Insurance?

Commercial Auto Insurance is specifically designed to provide coverage for vehicles that are owned by a business and used for commercial purposes. This type of insurance addresses various risks and liabilities associated with operating a fleet or individual business vehicles.

The primary focus of Commercial Auto Insurance is to safeguard the business's financial interests in the event of accidents, property damage, bodily injury, or legal liabilities that may arise during the course of business operations. This is crucial for companies that rely on vehicles for deliveries, transporting goods or services, or normal operations involving client visits.

While the other options touch on aspects of vehicle use and coverage, they do not encapsulate the full intent of Commercial Auto Insurance as this insurance is tailored for vehicles owned by businesses, distinguishing it clearly from personal vehicle insurance or coverage that does not pertain to business-owned vehicles.