What type of exposure does Environmental Liability insurance specifically target?

Environmental Liability insurance specifically targets pollution-related liabilities. This type of coverage is designed to protect businesses and property owners against claims arising from the release or potential release of pollutants into the environment. Such pollutants can lead to a variety of environmental damages, including contamination of soil, water, and air, which can have serious legal and financial repercussions for the responsible party.

The coverage includes expenses related to cleanup, remediation, and liability for bodily injury or property damage that may result from pollution incidents. It is especially relevant for industries that deal with hazardous materials or have operations that may affect the environment.

While the other options involve different types of risks, they do not fall under the specific purview of Environmental Liability insurance. For example, high-risk property damage might involve general liability, pests affecting property value pertains to property insurance or pest control policies, and cyber liability exposures are addressed in cyber insurance policies. Each of these areas requires distinct forms of coverage based on the nature of the risks involved.