What type of injury is not covered if an insured is struck by a vehicle owned by the insured?

In the context of the question, the scenario involves an insured being struck by a vehicle that they own. Generally, automobile liability insurance policies include certain exclusions that prevent coverage for injuries sustained by the insured when involved in an incident with their own vehicle.

When the insured is involved in an accident with their own vehicle, the policy typically does not cover injuries to the insured caused by that vehicle. This is because such policies usually provide liability coverage for damages to others, not for the insured party themselves when it's their own vehicle. This situation is further complicated if the insured is riding or operating their vehicle at the time of the incident, as the insurance would generally apply to third-party injuries rather than the insured’s own.

Thus, the correct answer highlights that if an injury occurs that is not covered by specific provisions within the policy, such as injuries sustained by the insured while operating their own vehicle, it falls into that category of exclusions. The phrase "injury not covered by the policy" appropriately encapsulates this core exclusion inherent in most liability insurance policies.