Which party may benefit from the supplementary payments for bail bonds?

Supplementary payments, such as those for bail bonds, are designed to provide additional coverage beyond the standard liability limits of an insurance policy. The correct answer highlights that both the named insured and their family members benefit from these payments.

The rationale behind including family members is rooted in the nature of coverage typically provided by auto insurance policies. These policies often extend to the named insured's immediate family who reside in the same household, providing protection and support in various circumstances, including legal defense costs. This coverage is crucial as it gives some financial security during potentially distressing situations, such as when bail needs to be secured due to an accident or related offense.

In contrast, the other options are limited in scope. For instance, stating that only the named insured benefits disregards the protection afforded to family members. Similarly, the inclusion of any occupant of the vehicle or non-family members overlooks the specific terms that govern who is covered under supplementary payments. Only those who are defined as insured or extensions thereof, like family members, are typically afforded benefits under these provisions.