Which types of autos does Symbol 9 cover?

Study for the Delaware Casualty Adjuster Exam. Utilize practice questions, detailed hints, and comprehensive explanations. Get prepared to ace your exam!

Symbol 9 specifically applies to autos owned by the insured's employees and family members. This coverage is crucial for businesses that provide personal vehicles for their employees or have family members using company vehicles, as it extends liability protection to these additional drivers while they are operating the vehicles listed in the policy.

This distinction is important because it ensures that not only the insured’s vehicles but also those of their employees and family members are covered under certain conditions, which can be highly beneficial in reducing potential liability when someone else is using these vehicles for business-related activities.

In contrast, the other options do not accurately reflect the definition and scope of Symbol 9. For example, restricting coverage to only the insured's personal vehicles limits the protection offered to the business environment. Also, covering all automobiles that can be legally driven or vehicles used solely for commercial purposes expands the coverage beyond what is intended by Symbol 9, which is specifically focused on family and employee-owned vehicles.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy