Who does the extortion coverage specifically cover?

Study for the Delaware Casualty Adjuster Exam. Utilize practice questions, detailed hints, and comprehensive explanations. Get prepared to ace your exam!

The correct choice identifies the specific individuals covered by extortion coverage as employees, directors, trustees, partners, LLC members or managers, proprietors of the insured, and their relatives or invitees. This focus is essential because extortion-related incidents can impact not just the policyholder but also those closely associated with them in a professional capacity.

Extortion coverage is designed to provide protection against threats that might involve the insured's business and its operations. This specific group is considered because they typically have a direct connection to the insured's activities, making them more susceptible to being targeted in extortion attempts. Including relatives or invitees helps address scenarios where individuals associated with the business may also face threats or coercion.

In contrast, limiting coverage only to the insured parties would exclude critical stakeholders involved in the business's functioning. The other options either broaden the coverage too much or narrow it too specifically, failing to recognize the complex relationships that can exist within a business environment and how extortion could affect various individuals connected to the insured. Therefore, option B accurately encapsulates both the breadth of individuals involved and the nature of the risks covered.

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